644 YARDARM, APOLLO BEACH, FL, 33572 — photo 1
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644 YARDARM, APOLLO BEACH, FL, 33572

$374,000

2 Beds2 Baths1,002 Sq FtBuilt 19860.02 Acres

About This Property

644 Yardarm Drive | Waterfront Condo 2 Beds | 2 Baths | Private Boat Dock with Lift | Gated Community | First Floor Seller contributing 1 year of HOA fees!! Welcome to 644 Yardarm Drive, a beautifully updated first-floor condo offering true waterfront living in the heart of Apollo Beach. This 2-bedroom, 2-bath home features over 1,000 square feet of living space and sits at a higher elevation—safe and dry through recent historic storms. Just steps from your back door, enjoy your own private 30’ deeded boat slip with a 6,000-pound lift on the extended Flamingo Canal, providing quick access to Tampa Bay. Inside, you’ll find a light and airy interior with beautiful tile flooring, and upgraded light fixtures. The kitchen has been reimagined with a new imported island, hardwood cabinetry, stainless steel appliances, a stand-alone icemaker, and a newer refrigerator. Both bathrooms were completely remodeled in 2025, and a new stackable washer and dryer, updated A/C (2018), and full electrical and plumbing updates completed in 2025 add peace of mind. The screened lanai was rescreened with premium 20/20 mesh in 2024, and an extended back patio with pavers and hose bib makes the perfect grilling area while you watch for dolphins and manatees. The long driveway fits up to four cars and includes an extra guest parking space, plus overhead carport storage and attic space above the second bedroom. This friendly, gated community features a pool, tennis and basketball courts, and beautifully maintained landscaping. The HOA covers the seawall, roof, irrigation, exterior and flood insurance- helping reduce your insurance and maintenance costs. Conveniently located near Finn’s and Circles restaurants, this move-in ready condo also allows short-term rentals see HOA guidelines—making it an ideal full-time residence, seasonal getaway, or investment opportunity.

Subdivision

YARDARM CONDO PH I

Status

Active

Listed By

27NORTH REALTY

Days on Market

287

Mortgage Calculator

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Est. Monthly Payment

$2,488

30-yr fixed · 20% down · 6.875%

Principal & Interest$1,966
Property Tax (actual)$366
Est. Home Insurance~0.5% est.$156
Total / month$2,488
Loan amount$299,200

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

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MLS# 09b3d88b1db8ecf1963b7ae50866e0f6

Location