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2312 SHELL POINT, RUSKIN, FL, 33570

$2,499,999

4.34 Acres

About This Property

SELLER FINANCING WITH SELECT TERMS. Geo-Tech surveys are being completed. Discover over 4 acres of prime waterfront land in the thriving heart of Ruskin, offering endless possibilities for personal or commercial development. Whether you dream of building your own waterfront oasis or have the vision of a savvy developer, this property is your canvas. Imagine crafting a custom dream home with breathtaking views, or tapping into Ruskin’s booming hospitality scene by creating a boutique hotel, a waterfront restaurant, or even multifamily housing. The location is unbeatable—just minutes from Bahia Beach, a full-service marina, Freedom Boat Club, and the popular Sunset Bar & Grill. With direct Gulf access, stunning surroundings, and a growing local community, this property is truly a rare gem. The opportunities are as vast as the horizon!

Subdivision

UNPLATTED

Status

Active

Listed By

JULIAO REAL ESTATE, LLC

Days on Market

394

Mortgage Calculator

Home Price

Loan Term

Down Payment($500,000)

Interest Rate

Est. Monthly Payment

$14,832

30-yr fixed · 20% down · 6.875%

Principal & Interest$13,139

Property Tax (actual)$652

Est. Home Insurance~0.5% est.$1,042

Total / month$14,832

Loan amount$1,999,999

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.