405 RIDGECREST, PUNTA GORDA, FL, 33982 — photo 1
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405 RIDGECREST, PUNTA GORDA, FL, 33982

$445,000

2 Beds2 Baths1,492 Sq FtBuilt 19870.41 Acres2 Garage

About This Property

Waterfront Living with Rapid Access to Open Water in Peace River Shores Set in the sought-after waterfront community of Peace River Shores, this property is a dream basecamp for boaters who value fast, unobstructed access to the water. From your backyard dock, enjoy a short, efficient ride to the Peace River, Charlotte Harbor, and onward to the Gulf of Mexico—ideal for fishing runs, sunset cruises, and spontaneous days on the water. The home offers a smart, split-bedroom layout with two bedrooms and two baths, creating privacy for owners and guests alike. A spacious main living area flows into an enclosed Florida room that overlooks the water, where daily views include native wildlife and passing boats. The kitchen and living spaces are designed for easy entertaining after a day on the water. Outside is where this property truly shines for the boating lifestyle. In addition to the attached garage, the property features multiple outbuildings including a large, full-size shop—perfect for storing boats, trailers, RVs, fishing gear, and water toys. The private dock and boat lift accommodate up to a 24-foot vessel, making it easy to be on the water within minutes. Peace of mind comes with key upgrades, including a roof replaced just 2 years ago and a water heater only 1 year old. The home is located in an X flood zone and was not impacted by recent hurricanes, adding another layer of confidence. Peace River Shores is a non-deed-restricted community offering a neighborhood boat ramp and clubhouse, allowing flexibility rarely found in waterfront neighborhoods. Conveniently located near shopping, dining, and daily necessities, yet tucked away enough to preserve a private, laid-back coastal feel. Whether you’re an avid fisherman, cruiser, or waterfront enthusiast, this property delivers storage, access, and lifestyle—all with exceptionally quick time to open water.

Subdivision

PEACE RIVER SHORES

Status

Active

Listed By

GRANT TEAM REAL ESTATE, LLC

Days on Market

34

Mortgage Calculator

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Est. Monthly Payment

$2,824

30-yr fixed · 20% down · 6.875%

Principal & Interest$2,339
Property Tax (actual)$300
Est. Home Insurance~0.5% est.$185
Total / month$2,824
Loan amount$356,000

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

Interested in This Property?

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Call (813) 618-7653Request a Showing

MLS# 2bb404efe408186b4d93932245220af4

Location