2605 BAY, INDIAN ROCKS BEACH, FL, 33785 — photo 1
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2605 BAY, INDIAN ROCKS BEACH, FL, 33785

$1,999,999

6 Beds2,464 Sq FtBuilt 19570.18 Acres

About This Property

One or more photo(s) has been virtually staged. Experience the best of coastal living and investment potential with this beautifully updated waterfront triplex in the heart of Indian Rocks Beach. Perfectly positioned along the Intracoastal Waterway and just a short stroll to the Gulf, this property offers the rare opportunity to enjoy beachside living while generating income. Each of the three residences features two bedrooms and one bathroom, thoughtfully designed with a bright, coastal aesthetic and modern finishes throughout. Updated kitchens, refreshed baths, and stylish flooring create inviting spaces that feel both comfortable and turnkey for guests or long-term occupants. Start your mornings taking in peaceful water views from the rooftop deck as the sun rises over the Intracoastal, then spend the day at the beach just minutes away. Back at the property, the outdoor spaces are designed for relaxation and entertaining, featuring new pavers, a grilling area, dock access, and plenty of room to gather waterside. An outdoor shower makes rinsing off after sandy beach days effortless. The property features 72 feet of new marine seawall, offering valuable waterfront protection and enhancing the long-term durability of this coastal investment. Significant recent improvements provide peace of mind, including concrete block construction, hurricane impact windows, a newer roof, updated AC systems, new flooring and paint, granite countertops, exterior lighting, awnings, and low-maintenance tropical landscaping with irrigation. The property also includes three separate electric meters, dedicated storage areas with washer and dryer, carport parking, and dock access along the Intracoastal. Offered fully furnished with keyless entry systems already in place, this property is ready to continue operating as a successful vacation rental, seasonal retreat, or multi-generational getaway. Live in one unit while the others generate income, or maximize its full investment potential. Whether you’re searching for a waterfront lifestyle, a smart income property, or both, this Indian Rocks Beach triplex delivers a rare blend of location, updates, and versatility. *Financials will be provided at a later date*

Subdivision

INDIAN BEACH RE-REVISED 12TH ADD

Status

Active

Listed By

REALTY ONE GROUP SUNSHINE

Days on Market

1

Mortgage Calculator

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Est. Monthly Payment

$13,633

30-yr fixed · 20% down · 6.875%

Principal & Interest$10,511
Property Tax (actual)$2,288
Est. Home Insurance~0.5% est.$833
Total / month$13,633
Loan amount$1,599,999

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

Interested in This Property?

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MLS# 8028ccc4a576adc1ecc20d0913fb9eb0

Location