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12438 POEM, PUNTA GORDA, FL, 33955

$225,000

2 Beds2 Baths1,084 Sq FtBuilt 19750.37 Acres

About This Property

Move-in ready Punta Gorda home with a HUGE backyard and major updates already done - and no flood insurance currently required! This well-maintained home offers peace of mind with a newer roof (2018), updated plumbing, newer AC system, and condenser, and a new well pump. The kitchen features stainless steel appliances, including a brand-new refrigerator (2025), plus updated sink, faucet, microwave, and dishwasher. Recent improvements include popcorn ceiling removal in the kitchen and living room, a deep clean throughout, and an updated second bathroom. The oversized backyard provides plenty of room for entertaining, pets, gardening, or a future pool. Conveniently located in Punta Gorda, close to shopping, dining, and everyday amenities. A solid home with smart upgrades and space to enjoy Florida living.

Subdivision

TROP G A

Status

Active

Listed By

LPT REALTY, LLC

Days on Market

Mortgage Calculator

Home Price

Loan Term

Down Payment($45,000)

Interest Rate

Est. Monthly Payment

$1,465

30-yr fixed · 20% down · 6.875%

Principal & Interest$1,182

Property Tax (actual)$189

Est. Home Insurance~0.5% est.$94

Total / month$1,465

Loan amount$180,000

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.