3100 CANAL, PALM HARBOR, FL, 34684 — photo 1
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3100 CANAL, PALM HARBOR, FL, 34684

$529,900

4 Beds2 Baths1,968 Sq FtBuilt 19730.24 Acres

About This Property

Experience refined waterfront living in Lake Tarpon Estates. Situated in an X flood zone with no flood insurance required, 3100 N Canal Drive rests along a tranquil canal just moments from , offering direct water access and an exceptional Florida lake lifestyle. This beautifully maintained 4-bedroom, 2-bath residence blends comfort and sophistication with a bright, open-concept design ideal for both entertaining and everyday living. Expansive windows frame serene canal views, bathing the interior in natural light and creating a peaceful ambiance throughout. Recent improvements include a NEW ROOF and NEW INTERIOR PAINT, enhancing both value and appeal. The spacious primary suite features a large walk-in closet and private bath, while three additional bedrooms provide flexibility for guests, family, or a home office. Generous storage and a dedicated laundry room add to the home’s functionality. Outdoors, the property truly shines. Positioned on a 0.24-acre corner lot with approximately 90 feet of canal frontage, the backyard invites you to embrace the waterfront lifestyle with a private patio, storage shed, mature tropical landscaping, and direct canal-to-lake access. Ample space allows for boat or RV parking, and the absence of HOA restrictions offers added freedom and versatility. Lake Tarpon spans 2,534 acres with a 52-square-mile watershed and is widely regarded as one of Florida’s premier bass fishing lakes. Anglers also enjoy abundant bluegill and redear sunfish, making it a year-round destination for freshwater recreation. Conveniently located near downtown Palm Harbor, shopping, dining, recreation, major roadways, and Tampa International Airport, this exceptional property combines peaceful waterfront living with everyday convenience. A rare opportunity to own a canal-front retreat with direct access to Lake Tarpon—where elegance meets the ultimate Florida lifestyle.

Subdivision

LAKE TARPON ESTATES

Status

Active

Listed By

CHARLES RUTENBERG REALTY INC

Days on Market

148

Mortgage Calculator

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Est. Monthly Payment

$3,299

30-yr fixed · 20% down · 6.875%

Principal & Interest$2,785
Property Tax (actual)$293
Est. Home Insurance~0.5% est.$221
Total / month$3,299
Loan amount$423,920

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

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MLS# addb77e57e0d485e88f04e2557cd7bee

Location