10865 220TH, FORT MC COY, FL, 32134 — photo 1
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10865 220TH, FORT MC COY, FL, 32134

$450,000

3 Beds2 Baths1,404 Sq FtBuilt 20243.02 Acres

About This Property

Freshly completed and never occupied, this pristine 2024 manufactured home is ready for its first owner! Fenced and gated on over 3 acres in the peaceful Island Lake Acres community, the property is offered fully furnished with brand-new furnishings throughout, perfect for a seamless move-in or immediate rental opportunity. The 3-bedroom, 2-bath split-bedroom layout offers 1,404 square feet of thoughtfully designed living space. Inside, you’ll find a bright open floor plan that features luxury vinyl flooring, lots of natural light, and modern finishes that combine comfort and style. The kitchen includes an eating nook and comes equipped with stainless steel appliances, a large center island with breakfast bar, and ample cabinet and counter space. A separate laundry area with washer and dryer is also included. Step outside to enjoy expansive outdoor living spaces, including a generous 10 x 32’ rear deck ideal for entertaining, grilling, or simply enjoying the quiet country setting, and an 8 x 18’ front deck perfect for making a first impression. The property's layout is ideal for those seeking room to breathe, create, or expand. A pole barn with water and power service is in place, including multiple electrical outlets, ideal for workshop use, vehicle or equipment storage, or future hobby farming. An additional storage shed also offers water and electrical hookups, making it highly adaptable for a range of uses. Utilities are fully connected, with a private well, septic system, electricity, and high-speed internet access available, and the zoning allows for flexibility with no HOA or deed restrictions to limit your plans. Located within walking distance of Island Lake and Pegram Lake, this property is an ideal option for those looking to spend time on the water. Lake Ocklawaha is also a short drive away, opening up larger options for fishing, boating, and exploration. This home offers a rare mix of modern convenience and rural privacy perfect for full-time living, a seasonal retreat, or even a fully equipped weekend getaway. With ample space, upgraded features, and all the essentials already in place, this is Florida country living at its most comfortable and convenient!

Subdivision

ISLAND LAKE ACRES

Status

Active

Listed By

SHOWCASE PROPERTIES OF CENTRAL

Days on Market

186

Mortgage Calculator

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Est. Monthly Payment

$2,620

30-yr fixed · 20% down · 6.875%

Principal & Interest$2,365
Property Tax (actual)$68
Est. Home Insurance~0.5% est.$188
Total / month$2,620
Loan amount$360,000

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

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MLS# c2c97da9d34c1e62920b6178f2e7a2c4

Location