1 / 32

39601 ELGIN, ZEPHYRHILLS, FL, 33542

$99,900

2 Beds1 Baths672 Sq FtBuilt 19730.18 Acres

About This Property

Welcome to this cozy but spacious home that comes FULLY FURNISHED with LOADS OF UPDATES!! **New Updated Full bath ( September 2025) with step in shower, Kitchen has newer raw wood cabinets w/ original hardware (2022), Custom tiled countertops (2022), New Electrical outlets (2022), New drywall (2023), Most windows have been replaced (2023), New Stove and Microwave (2023), New Water Heater (2023), New complete fenced in yard (2023), New Exterior Paint (2022), Brand New Epoxy finished drive & walkway (August 2025), All appliances stay including, Refrigerator, Stove,Microwave & Stackable Washer & Dryer. Primary bedroom has built in desk & drawers. The Tandem style Carport can easily house 3-4 Cars , also has an outdoor Storage/Workshop area. ONLY $350 Annual HOA Dues. PETS ARE WELCOME!! GEM ESTATES is unique to itself with parcel ownership, very spacious lots and is close to shopping and restaurants but also tucked away from the city hustle & bustle. Start packing..this one will not be on the market long!!

Subdivision

GEM ESTATES

Status

Active

Listed By

KELLER WILLIAMS TAMPA PROP.

Days on Market

235

Mortgage Calculator

Home Price

Loan Term

Down Payment($19,980)

Interest Rate

Est. Monthly Payment

$613

30-yr fixed · 20% down · 6.875%

Principal & Interest$525

Property Tax (actual)$17

Est. Home Insurance~0.5% est.$42

HOA$29

Total / month$613

Loan amount$79,920

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.