12106 GULF, ANNA MARIA, FL, 34216 — photo 1
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12106 GULF, ANNA MARIA, FL, 34216

$6,495,000

4 Beds5½ Baths3,469 Sq FtBuilt 20050.25 Acres2 GaragePool

About This Property

Unobstructed Gulf views define this true Gulf-front home on one of the most desirable stretches of Anna Maria Island. With nothing between the property and the shoreline, the balcony captures nearly three-quarters of a mile of uninterrupted beach frontage—an exceptionally rare vantage point created by the natural contour of the island to the north. Very few homes on AMI offer a view corridor this wide or this direct. Built in 2005 by Whitehead Construction, a respected builder in Manatee County, the home is well constructed and offers a layout well-suited for an immediate move-in or a next chapter renovation. The 4-bedroom, 5.5-bath design includes two Gulf-facing decks: one off the main living area and a private third-floor terrace exclusive to the primary suite. The location is one of the island’s best. Positioned at Coconut and Gulf, the home benefits from quieter traffic patterns while still offering walkable access to Pine Avenue’s coffee shops, restaurants, and boutiques. Sunset views are a nightly event, and beach access is just steps from the door. Additional features include a private pool, space for a covered outdoor kitchen, and a two-car garage with room for a golf cart and beach gear. At the time of construction, finishes were in the top tier for the island, and the home is now ready for a thoughtful update to match its premier location. Opportunities like 12106 Gulf are limited on Anna Maria Island. True Gulf-front ownership, a wide and unobstructed view corridor, and a location that delivers both privacy and walkability make this property stand out. Savvy buyers seeking the best views on the island will recognize the significance of this address.

Subdivision

ANNA MARIA BEACH FIRST ADD

Status

Active

Listed By

REEL COASTAL PROPERTIES, LLC

Days on Market

74

Mortgage Calculator

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Est. Monthly Payment

$42,105

30-yr fixed · 20% down · 6.875%

Principal & Interest$34,134
Property Tax (actual)$5,265
Est. Home Insurance~0.5% est.$2,706
Total / month$42,105
Loan amount$5,196,000

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

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MLS# f5ea707dba3d5c2efda66ef16f78e5a8

Location