3280 MCMATH, PALM HARBOR, FL, 34684 — photo 1
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3280 MCMATH, PALM HARBOR, FL, 34684

$270,000

2 Beds2 Baths1,332 Sq FtBuilt 19830.09 Acres2 Garage

About This Property

One or more photo(s) has been virtually staged. LOW MAINTENANCE 55+ paired VILLA located in Duplex Village II within the highly desirable Highland Lakes community with access to Lake Tarpon. This 2 bedroom, 2 bathroom home features an open-concept layout with high vaulted ceilings and excellent use of space. NEEDS TLC but the expensive big-ticket items are already done, including a BRAND NEW ROOF in 2025, NEW AC in 2024, water heater replaced in 2021, and an UPGRADED electrical panel, providing peace of mind and long-term value. With solid bones throughout, the interior offers a great opportunity to add your own cosmetic touches and build instant equity. Monthly HOA DUES INCLUDE: Spectrum cable and internet, trash and recycling, lawn mowing, irrigation maintenance, well treatment, and pest control, making day-to-day living truly low maintenance. Highland Lakes residents also enjoy access to a host of other community amenities including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with fitness classes and social events, and a lakeside lodge on Lake Tarpon featuring a private boat ramp, fishing pier, and community pontoon boats. Additional perks include free RV and boat storage plus this is a golf cart-friendly neighborhood! Situated near beautiful beaches, shopping, dining, medical facilities, sports venues, and the airport. The community is pet friendly, allowing one dog or cat not to exceed 25 lbs at maturity. A smart opportunity to get into a well-established 55+ community with major improvements already completed and the flexibility to make it your own.

Subdivision

HIGHLAND LAKES

Status

Active

Listed By

ARC REALTY GROUP

Days on Market

51

Mortgage Calculator

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Est. Monthly Payment

$2,106

30-yr fixed · 20% down · 6.875%

Principal & Interest$1,419
Property Tax (actual)$403
Est. Home Insurance~0.5% est.$113
HOA$172
Total / month$2,106
Loan amount$216,000

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

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MLS# fc522c48333621b1d864eed3b06eccaa

Location