9811 28TH, PALMETTO, FL, 34221 — photo 1
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9811 28TH, PALMETTO, FL, 34221

$649,000

4 Beds2 Baths1,944 Sq FtBuilt 19781.03 Acres

About This Property

NO HOA, NO CDD, AND TOTAL FREEDOM ON 1 ACRE! Bring your boats, RVs, and dreams to this unique 4BR/2BA Palmetto retreat. This isn’t just a home; it’s a high-functioning homestead equipped for the ultimate hobbyist, and small business owners . The property features a massive 24x36x13 workshop with a second-floor loft (partially finished) is plumbed & has electric, plus a second shed- with water. With a brand-new 400-amp electrical panel (2026) and a new metal roof (2018), the infrastructure is built to last. Inside, enjoy a freshly renovated second bathroom, a cozy Florida room with its own mini-split, and a whole-house water filtration system. Major updates offer peace of mind: New A/C & Insulation (2026), Septic (2023), and Ductwork (2023). Outside, the 1-acre lot is fully enclosed by a new 6ft fence d in area & freshly painted (2026) and features chicken coops, a firepit, and lush space for gardening. Located in Flood Zone X with easy access to St. Pete and Terra Ceia Bay Preserve, 275 and bustling North River Ranch—experience country peace without sacrificing city convenience!

Subdivision

NOT APPLICABLE

Status

Active

Listed By

DALTON WADE INC

Days on Market

28

Mortgage Calculator

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Est. Monthly Payment

$4,121

30-yr fixed · 20% down · 6.875%

Principal & Interest$3,411
Property Tax (actual)$440
Est. Home Insurance~0.5% est.$270
Total / month$4,121
Loan amount$519,200

Estimates only — taxes and insurance are approximate. PMI rate, actual lender fees, and closing costs not included. Contact a licensed lender for a precise quote.

Interested in This Property?

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Call (813) 618-7653Request a Showing

MLS# feb7b0fd362bd16f89c65b7ad761e0d8

Location